---
title: "Credit building - Dohzy"
language: "en-US"
canonical_url: "https://static.dohzy.com/credit-building/"
source_url: "https://static.dohzy.com/credit-building/"
content_type: "text/markdown"
---

# Credit building







##### New country, new rules







Maybe back home, building trust didn’t require a credit score but in Canada, your credit history shapes everything from renting an apartment to getting a loan. At Dohzy, we make it simple for newcomers to start building strong Canadian credit, so you can unlock better opportunities and build the future you deserve.







					[

									Apply today

					](https://app.dohzy.com/register)








															![](https://static.dohzy.com/wp-content/uploads/2025/06/hero-image-2-1024x576.png)










## How does Dohzy help you build credit ?

















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							Pre-paid line of credit ($100)





						We offer a secured line of credit of $100 where users looking to build their credit or re-build their credit can use. Each time they withdraw and pay back the funds, it is reported to the credit bureau.


















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							Credit analysis & Coaching





						With our vast experience with the Canadian credit system, we also guide users through the credit improvement journey by looking into their credit and providing useful insights on how to improve it.

















## How does it work ?







#### This is a secured credit line; meaning the funds come from the client which we then make available for use.





















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							Send us the funds







- Create an account

- Subscribe to the credit building service.

  - Send us the deposit through an interac-etransfer.





















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							We load the funds in your DohzyWallet







- You can withdraw the funds whenever you want.

  - Pay it back before the 25th of the month.





















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							We report usage to the credit bureau






Reports for all payments and withdrawals are sent to the credit bureau on monthly basis, helping you build credit.





















## Credit building FAQs









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												What is a credit score ?


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												What is the difference between credit score and dohScore ?


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												What are the advantages of a good dohScore ?


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												How often the dohScore updated ?


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